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Financial knowledge and actual financial practices of microentrepreneurs in Island Garden City of Samal

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Date
2021-03
Author
Martin, Jackeel
Serenio, Abegail
Obligado, Anamie
Montaño, Marlon
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Abstract
The study was conducted to assess the relationship between financial knowledge and actual financial practices of 200 Microentrepreneur respondents, within the jurisdiction of Babak and Samal dist., Island Garden City of Samal; during the recent study, researchers were able to draw out a result that the level of Financial knowledge was frequently observed at the overall mean of 3.10 in which within the range loans and credit occupies the lowest range and financial transactions gain the top-notch. The actual level of financial practices also suggests frequent manifestations at the overall mean of 3.07. Cash +ows were spotted at the top range, and investment practices were placed at the lowest frequently observed values. Furthermore, the conduct found out that there is a significant relationship between the level of financial knowledge and actual financial practices. Hence the p-value was .000 and the r-value of .842, and a positive correlation was also evident.
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https://repository.umindanao.edu.ph/handle/20.500.14045/1618
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