| dc.contributor.author | Dusaban, John Paul M. | |
| dc.contributor.author | Borres, Aiza Marie C. | |
| dc.contributor.author | Lawa, Senodin Jr P. | |
| dc.date.accessioned | 2026-04-23T04:04:00Z | |
| dc.date.available | 2026-04-23T04:04:00Z | |
| dc.date.issued | 2016-04 | |
| dc.identifier.uri | https://repository.umindanao.edu.ph/handle/123456789/2282 | |
| dc.description | In Partial Fulfillment of the Requirements in Financial Research and Human Resource Research | en_US |
| dc.description.abstract | The main purpose of this study was to determine the significant difference in the
level of credit card usage behavior among the UM employees when analyzed
according to respondent’s profile. This study made use of descriptive-survey
method and the data were gathered through the use of the validated
questionnaire. In the data analysis, the Mean, T-test and analysis of variance
were statistical tools. Results revealed that there is no significant difference in
level of credit card usage behavior among UM employees when analyzed
according to respondent’s profile. The result suggested that UM employees
should consider weighing the consequences of credit and to focus only on
spending for their necessity. | en_US |
| dc.language.iso | en | en_US |
| dc.publisher | College of Business Administration Education - University of Mindanao | en_US |
| dc.subject | Credit cards | en_US |
| dc.title | UM employees credit card usage behavior | en_US |
| dc.type | Thesis | en_US |
