The main purpose of this study was to determine the significant difference in the level of credit card usage behavior among the UM employees when analyzed according to respondent’s profile. This study made use of ...

Personal financial management refers to the approaches and procedures used to manage one’s own personal finances. This study was conducted to determine the socio-demographic profile of selected working individuals in Davao ...

This study explored and determine the level of client’s perception on mobile banking prospects and problems in Davao City. The researchers employed a descriptive survey method and a survey questionnaire was used as the ...

Online shopping has grown significantly in popularity in recent years. However, many people are still hesitant to shop for groceries online due to security and privacy concerns, even if advancements in internet technology ...