Members Perception on CreditPolicy of AgdaoMultiPurposeCooperative

Abstract

The main purpose of this study was to determine the significant relationship between the Member’s Perceptions on Credit Policy of Agdao Multi-Purpose Cooperative among 355 customers. The study utilized a quantitative descriptive-correlational research design. The statistical tool used in this study were weighted mean and Analysis of Variance. The result showed that the credit policy generated a high mean score and shows that the items were oftentimes manifested and Demographic Profile also had a high mean score and shows that the items were oftentimes manifested. Moreover, there was a significant relationship between credit policy and demographic profile. Based on the result, it was concluded that the mean score of AMPC members’ perception on credit policy which is high. Therefore, the credit policy of AMPC is reliable at all times, especially in members’ loan transaction.The researchers recommended that the AMPC should maintain their excellent service and good communication in order that the member of AMPC; sothat member’s will always choose them, specifically, among all of their competitors in Samal District.