| dc.description.abstract | This study examined the relationship between financial literacy and saving behavior among working college students in the Island Garden City of Samal. A survey was conducted with 109 respondents using a descriptive-correlational approach. The findings indicated that working college students generally possess good financial literacy, including an understanding of budgeting, spending, and financial knowledge. The study found a strong positive correlation between financial literacy and saving behavior, suggesting that students with higher financial literacy tend to engage in better-saving practices. The results emphasizes the need to enhance financial literacy among working college students to improve their saving behavior. factors such as saving attitude and motivation were also identified as influential in students' financial behavior, and the financial knowledge of financial literacy has the most impact on savings behavior, but the attitude towards stocks has no significant correlation with overall financial literacy. The study recommends further research to explore the relationship of financial literacy on students' saving behavior in more depth, particularly in areas such as investment knowledge and debt management. Promoting financial literacy and addressing attitudes toward saving can empower students to make informed financial decisions and develop effective saving habits. | en_US |
