| dc.description.abstract | Microenterprises address a significant piece of any monetary framework. The significance of finances has been seen as a basic component for the financial performance of micro enterprises. The study intends to determine the factors affecting the financial stability of microenterprises in Trento, Agusan del Sur by determining the level of factors among micro-enterprises in terms of liabilities, risks, monthly profits and the level of financial stability among micro-enterprises in terms of asset quality, capital adequacy, earnings and liquidity. Also, it aims to determine the factors significantly associated to financial stability of micro-enterprises in Trento, Agusan del Sur. A descriptive-correlational research design was used in the study, a design that describes the degree to which quantitative variables are related. A correlation technique adapted through survey questionnaires where 240 micro-enterprises responded in the study. The results were tested at a 0.05 level of significance, whereas the monthly profit has the very high level (mean of 4.28 and standard deviation of 0.72). Risks has the high level (4.13 mean and standard deviation of 0.80). Liabilities has a moderate level (mean 3.01 and standard deviation of 0.79). Capital Adequacy, asset quality, earnings, and liquidity have a very high level ( mean of 4.56 and standard deviation of 0.63; mean of 4.53 and standard deviation of 0.62; mean of 4.48 and standard deviation 0.67; and mean of 4.38 and standard deviation of 0.68). The results revealed that a factor versus financial stability yields an R-value of 0.414, which is significant. The result is due to the p-value of 0.001, which is lower than 0.05 levels of significance. It led to the decision that the null hypothesis, which stated no significant relationship between factors and financial stability, was rejected. Therefore, the correlation result exemplifies that the factors on the financial stability among Micro-Enterprises in Trento, Agusan del Sur is very high. | en_US |
