https://repository.umindanao.edu.ph/handle/123456789/2296 2026-04-30T08:50:05Z 2026-04-30T08:50:05Z Bernabe, Nina Joanne P. Laroa, Justine L. Samson, Novy D. https://repository.umindanao.edu.ph/handle/123456789/2278 2026-04-27T19:00:45Z 2024-08-01T00:00:00Z

Students' financial condition and willingness to engage in extracurricular activities Bernabe, Nina Joanne P.; Laroa, Justine L.; Samson, Novy D. Students' financial condition can profoundly impact their academic and personal lives. Students from lower-income backgrounds may face challenges affording tuition fees, transportation costs, and living expenses, which can lead to increased stress and anxiety, potentially impacting mental health and well-being. A significant contribution of financial condition is made to several Sustainable Development Goals (SDGs). This study investigates the students' financial condition and willingness to engage in extracurricular activities of 100 respondents who qualified as enrolled under the College of Business Administration Education of the University of Mindanao. The questionnaire used in this study was adapted and modified. The researchers used a random sampling method to choose members of the population to participate in the study, and a descriptive method was utilized to distribute questionnaires and collect and gather the data for this study. The statistical tools employed in treating the problem were Mean, Pearson Product Moment Correlation of Coefficient, and Standard Deviation. Furthermore, findings reveal a significant effect of financial behavior in relationships on the student's financial aid and cognitive ability, suggesting that extracurricular activities can enhance academic performance up to a certain threshold. Additionally, the study revealed a high level of financial behavior across the assessed dimensions. Students must improve their financial behavior and condition by educating themselves on financial literacy, budgeting effectively, saving regularly, avoiding unnecessary debt, seeking financial aid, maximizing income through part-time work or internships, making wise investments, setting and planning for financial goals, staying informed, and seeking support and guidance when necessary. These actions empower students to manage their finances responsibly. In partial fulfillment of the requirements of the degree of Bachelor of Business Administration Education Major in Financial Management

2024-08-01T00:00:00Z Buenaflor, Roberto P. Capili, Ana Bon B. Pizaro, Lody T. https://repository.umindanao.edu.ph/handle/123456789/2273 2026-04-27T19:00:32Z 2019-11-01T00:00:00Z

Saving habits among business faculty Buenaflor, Roberto P.; Capili, Ana Bon B.; Pizaro, Lody T. The main purpose of the study was to determine the saving habits among business faculty of the University of Mindanao Davao City. The researchers used a self-constructed questionnaire that was validated by experts. The researchers conducted a survey to know if there were significant differences in the level of saving habits among the business faculty of the University of Mindanao when grouped according to respondent‟s profile. The 40 Respondents of the study were the business faculty obtained through convenient purposive sampling. The data were collected and treated statistically using Mean, Frequency and ANOVA to give the significant results. The researchers came up to a conclusion based on the results. The area of emergency fund got the highest overall mean of 4.41. Followed, by the area of retirement with the mean of 4.34. Lastly, in terms of investment that got the lowest mean of 4.18. The researchers came up to a conclusion that based on the result, the emergency fund has the highest level of influence in the saving habits among business faculty of the University of Mindanao Davao which means that emergency fund increases their ability to meet unexpected medical expenditure, helps maintain a high standard of living and improves their ability to support their family in providing timely healthcare. The researchers recommended that based on the result in the area of investment, it is recommended to the Business Faculty that they need to increase their saving habits in terms of investment. To increase their future income, they need to improve their capacity. Moreover, to acquire financial and physical assets investing in enhancing their ability to increase their income in investment. In partial fulfillment of the requirements for the degree of Bachelor of Science in Business Administration Major in Financial Management

2019-11-01T00:00:00Z Villarosa, Sushyne Dol Palermo, Marivic Sab, Mary Grace https://repository.umindanao.edu.ph/handle/123456789/2270 2026-04-27T19:00:33Z 2024-07-01T00:00:00Z

Personal financial management of working individuals in Davao City Villarosa, Sushyne Dol; Palermo, Marivic; Sab, Mary Grace Personal financial management refers to the approaches and procedures used to manage one’s own personal finances. This study was conducted to determine the socio-demographic profile of selected working individuals in Davao City in terms of age; sex; educational level; employment status; and income. The study also measured the extent of the personal financial management of working individuals in Davao City in terms of obtaining income; saving; spending; investing; risk management; and retirement planning using the tool mean. Finally, it will describe systematically the significant difference in personal financial management of working individuals in Davao City when they are grouped according to their profile using T test. The mean, p-value, and the standard deviation were the methods used. The procedures and tools used are in accordance with the policies of the research council of the College of the Business Administration Education of the University of Mindanao. However, among one hundred respondents obtained, the study revealed that working individuals rated the indicators obtaining income; saving; spending; investing; risk management; and retirement planning as very high or the personal financial management are always observed in their financial knowledge. Therefore, the study failed to reject the null hypothesis that there are no significant differences in Personal Financial Management across different age groups; sex; educational level; employment status; and monthly income. In partial fulfillment for the requirement of the degree of Bachelor of Science in Business Administration Major in Financial Management

2024-07-01T00:00:00Z