https://repository.umindanao.edu.ph/handle/123456789/2268 2026-06-30T00:15:48Z 2026-06-30T00:15:48Z Cabading, Cheska Dione Almerez, Johanna Mae Alcano, Genny Rose https://repository.umindanao.edu.ph/handle/123456789/2285 2026-04-27T19:00:42Z 2023-11-01T00:00:00Z

Perceived risks in mobile banking in Davao City: a clients’ perspective Cabading, Cheska Dione; Almerez, Johanna Mae; Alcano, Genny Rose This study explored and determine the level of client’s perception on mobile banking prospects and problems in Davao City. The researchers employed a descriptive survey method and a survey questionnaire was used as the data collection instrument. The instrument used in the study was validated by the members of the panel. Mean and Kruskal-Wallis were used to analyze the data. The respondents of this study were 200 randomly selected clients who use mobile banking applications in Davao City. Results revealed that in terms of the demographic profile of the respondents, majority are between young generation of mobile banking users, mostly female, single, and majority are undergraduates. Moreover, with regards to the level of client’s perception on mobile banking prospects and problems, overall, respondents rated as Agree that prospects and problems of mobile banking are frequently manifested, with rated as the highest the indicator is security, followed by indicators: convenience, and scalability and reliability. Furthermore, in terms of significant difference in level of client’s perception on mobile banking prospects and problems when analyzed by demographic profile, no manifestation of differences across all profiles such as age, gender, civil status, and educational attainment. In Partial Fulfillment for the Requirement of the Degree of Bachelor of Science in Business Administration Major in Financial Management

2023-11-01T00:00:00Z Villarosa, Sushyne Dol Palermo, Marivic Sab, Mary Grace https://repository.umindanao.edu.ph/handle/123456789/2270 2026-04-27T19:00:33Z 2024-07-01T00:00:00Z

Personal financial management of working individuals in Davao City Villarosa, Sushyne Dol; Palermo, Marivic; Sab, Mary Grace Personal financial management refers to the approaches and procedures used to manage one’s own personal finances. This study was conducted to determine the socio-demographic profile of selected working individuals in Davao City in terms of age; sex; educational level; employment status; and income. The study also measured the extent of the personal financial management of working individuals in Davao City in terms of obtaining income; saving; spending; investing; risk management; and retirement planning using the tool mean. Finally, it will describe systematically the significant difference in personal financial management of working individuals in Davao City when they are grouped according to their profile using T test. The mean, p-value, and the standard deviation were the methods used. The procedures and tools used are in accordance with the policies of the research council of the College of the Business Administration Education of the University of Mindanao. However, among one hundred respondents obtained, the study revealed that working individuals rated the indicators obtaining income; saving; spending; investing; risk management; and retirement planning as very high or the personal financial management are always observed in their financial knowledge. Therefore, the study failed to reject the null hypothesis that there are no significant differences in Personal Financial Management across different age groups; sex; educational level; employment status; and monthly income. In partial fulfillment for the requirement of the degree of Bachelor of Science in Business Administration Major in Financial Management

2024-07-01T00:00:00Z